Insurance is often something that people find confusing. It can be difficult when you’re just starting out to know all the aspects of becoming a PAT tester.
The difficulty arises when all the many things that need considering take over so that insurance becomes last on the list.
After completing your course and putting into practice all the skills you have learnt, trying to decipher all the differing types of equipment available and which is best for you, trying to find clients to begin your business and marketing yourself, insurance can easily be forgotten about.
However, insurance is extremely important and should always be a priority.
If you are working for a company as a PAT test employee, your employers insurance will cover you. However, you should always discuss this with your employer to make sure that this is the case.
If you are a self employed PAT tester you will need Public Liability Insurance and if you also employ others, you will need Employers Liability Insurance in addition to Public Liability Insurance.
The amount you will need to be insured for will depend on your customer requirements but should be for £2million +.
PAT Tester Start-up Checklist Reminder
- Appropriate PAT Testing equipment
- Appropriate Insurance/s
- Marketing of your PAT testing business
Make sure you do it right and get your insurance requirements sorted out before you begin your PAT testing business.
