Insurance is one of those everyday things we have to live with and if you think about it, is something we rely on if things go wrong, from house insurance cover to car insurance, it’s a vital part of everyday life.
Insurance for your PAT business is no different, it is absolutely essential and will help protect your business financially should something bad happen.
As far as insurance specific to your particular needs is, it depends on your circumstances and position.
If you are employed by a company, that company should already have insurance which will cover you as their employee. However, it is probably best to check with your employer to be certain.
If you are self employed and work for other companies, you will need to get Public Liability Insurance.
If, however, you are the owner of a PAT business and employ people, you will need to get Employers Liability Insurance as well as Public Liability Insurance. You will need to be covered for £2million plus depending on what you customer’s requirements are.
Always seek advice on insurance from a professional if you are unsure which type of insurances you will need.
